History

Access to Capital for Women-Owned Business 

NAWBO supports federal legislation that helps to overcome the current barriers related to access to capital by women business owners (WBOs) and reduces the risk of private sector lending to small businesses. The major sources of funding that women business owners continue to rely on are personal savings, reinvested business earnings, lines of credit, loans, equity financing, and venture capital, in that order.

NAWBO favors a three-pronged advocacy approach in this area, choosing to focus on the various SBA loan programs, the Small Business Investment Company program, and tax incentives to encourage investment in the small business sector.

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Increased Federal Procurement for Women-Owned Businesses 

NAWBO supports achievement of the five percent Federal procurement goal for women-owned small businesses (WOSBs) and other steps designed to assure women business owners their fair share of Federal contracts and contract dollars. Failure to achieve the 5% goal has cost women business owners an average of $5 billion in lost contract dollars each year. NAWBO opposes contract bundling, the Federal government’s policy of consolidating its purchases of unrelated goods and services into a single large contract. Bundling limits the opportunities for small businesses to effectively compete, thereby restricting competition and increasing the overall cost of goods and services to the federal government.
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Affordable Health Care 

Health care insurance cost reduction is a very important issue for NAWBO members. The results of the 2010 NAWBO Public Policy Survey show that health care cost issues are third only to the economy and business taxes as issues affecting our members’ businesses and their votes. In this critical time NAWBO wants to be part of the dialogue on health care reform. NAWBO supports legislation that will make health insurance more affordable for women business owners and their employees. NAWBO will consider and support, as appropriate, federal and state legislation designed to address the rising cost of health insurance by lowering premiums or creating tax incentives that make the purchase of health insurance more affordable for small business owners and their employees.
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Fair and Equitable Tax Treatment 

NAWBO supports fair and equitable tax policy for large and small businesses that fosters the economic growth of women-owned and other small businesses. Legislation should be enacted to ensure tax equity and basic fairness for all forms of small business organizations. The privilege of deducting legitimate business expenses should no longer be based upon the entity chosen to operate the business.
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